COMMERCIAL MORTGAGE RATES*

Acquisition, Expansion, Development, Construction, & Permanent Financing Available !

Susan Chagalian
 Senior Managing Director
Direct Line: 805-624-6141   
susanc@capitalfunders.com
(
9:00 AM to 5:00 PM Pacific Time Zone)



 

Vincent V. Fiduccia, Sr.
Executive Managing Principal
Direct Chicago Line: 312-794-7897 Ext 3529

Direct Suburban Line: 815-788-8872    
vf@capitalfunders.com
(
9:00 AM to 5:00 PM Central Time Zone)  

 

*Please Review the Entire Page for Additional Loan Information & Submission Guidelines. 
Commercial Mortgage Rates and Terms Are Informational and Subject to Change without Notice.  
 Download PDF Version

Interest Rates Shown are computed as of April 28, 2012

  PROPERTY TYPE FIXED LOAN TERM START RATE* LOAN AMOUNT INTEREST INDEX MINIMUM DEBT SERVICE COVERAGE (DSCR) LOAN TO VALUE LOAN TERN AMORTIZATION COMMENTS
 

CONSTRUCTION & DEVLOPMENT

           
  Most Commercial Property Types for Construction Projects Fixed Rate 5.99% $10,000,000 & up N/A 1.20X 80% Up to 36 Months Interest Only Construction Funding Convertible to 5-Year Permanent Financing
Non-Recouse
 

MULTI-FAMILY & STUDENT HOUSING

           
  Apartment & Student Housing 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

RETAIL

                 
  Anchored or Unanchored and Single Tenant 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

OFFICE

                 
  Office & Medical Office Buildings & Complexes 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

WAREHOUSE & MANUFACTURING 

             
   Industrial & Warehouse 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

MIXED USE

                 
  Mixed Use Properties 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

HOSPITALITY

                 
  Hotel and Resort 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

RESIDENTIAL DEVLOPMENT

             
  Single Family, Fractional, Timeshare, & Condominiums 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse
 

SERIOR & ASSISTED LIVING

             
  Senior & Assisted Living Projects 5 Year Fixed Rate 5.99% $10,000,000 & up N/A 1.20X Up to 80%  5 Years 40 Years No Prepayment Penalty
Non-Recourse

 

ADDITIONAL NOTES

Interest Rates shown are computed as of April 28, 2012.


Transactional Costs will vary with each loan, which include 
and may not be limited to loan guarantee fee, legal, title, survey, 
recording fees, appraisal, environmental studies, structural engineering, 
site inspection, and other third party reports.  


Transactional Costs may also include mortgagee’s legal and audit costs.

 

This Program is for Structured Loans, is Non-Recourse to the 
Principals, and require a Special Purpose Entity.

 

Preliminary Underwriting Analysis is performed at 
No Charge for Issuance of a Term Sheet.

Each loan transaction is evaluated on a case-by-case basis and 
may have a final Loan Commitment  that may or may not reflect 
the terms above, and may require an Equity Position.

The Loan to Cost Ratio (LTC) is based upon the lesser of the 
Project Cost or the Appraised Valuation of the project.

Working Capital, Loan Fees and Interest Reserve 
can be included in Gross Loan Amount.


Do not make financial decisions based upon this information 
and the Commercial Mortgage Rates shown above. 
Capital Funding of America assumes no liability for any errors 
or omissions made herein.

The Mortgagor understands that the issuance of a Term Sheet, subsequent Loan Commitment, or Loan are subject to Capital Funding of America’s sole determination and discretion, without limitation or exception.

The material provided herein is solely informational, 
and shall not be constituted  as an offer to provide 
or the solicitation of an offer to make a loan.

Rates, Loan Conditions, and Programs are subject 
to change and withdrawal without notice.

 

IMPORTANT: This Program is available through Capital Funding of America in North America, Western Europe, and other selective International Regions.

 

 REQUIREMENTS FOR ISSUANCE OF A TERM SHEET:

 

  • Fully Completed Capital Funding of America Intake Sheet

  • Executive Summary or Business Plan Synopsis

  • Resume or CV of Project Principals

  • Pro Forma Net Operating Statement for Five Years in MS Excel Format

  • Land Debt to Value

  • Recap of Construction Costs & Soft Costs

  • An Available Appraisal or Letter of Opinion.

  • Digital Photos of Subject Property and Surrounding Area.

 

NOTES TO RATE SHEET:

  • Maximum loan amount based upon appraised value established by approved MAI appraisal, and/or the DSCR. 

  • All Third Party Reports, i.e., appraisal, credit report, environmental studies, property condition report, title, and legal will be ordered by CFoA, and will be paid by Mortgagor. 

  • Start Rate is adjusted predicated on LTC, property type, condition of property, stabilization, credit, DSCR, and other loan dynamics. 

  • Rates are effective at the time of rate lock-in. 

  • Appraisal and DSCR can affect the maximum loan available.

  • The loan has a balloon payment due at the end of the term.

  • The borrower will be required to provide financial information for the borrowing entity and the principals.  

 

 


 

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Commercial Mortgage Rates reflects Capital Funding customer commitment!